Untether yourself from money stress.

Track your spending, crush your debt, and budget together as a family — all from one iOS app.

Free to start. One subscription covers your whole household.

The TetherFree dashboard showing total balance, income and expenses, and recent transactions
Built for households

Budget for the family, not the spreadsheet.

Everything a household needs to see the money clearly and make a plan together.

Track every dollar

Income, expenses, recurring bills, and receipts captured with your phone's camera — all in one place.

Family-shared budgets

One subscription covers your household — shared categories, savings goals, and a parental allowance system for kids.

Debt freedom on autopilot

Pick Snowball or Avalanche, set your budget, and watch your debt-free date arrive sooner.

How it works

Three steps to a clearer month.

1

Connect your bank

Securely link your accounts through Plaid. We never see your bank password — only the transactions you choose to share.

2

See where the money goes

Categorize spending, set monthly limits, and get a gentle nudge when you're getting close to one.

3

Make a plan

Build savings goals or a debt payoff plan your whole family can see — and contribute to — together.

Family-first

One plan for the whole household.

Most budgeting apps are built for one person staring at a spreadsheet. TetherFree is built for the family that shares the bills, the goals, and the grocery run.

  • One subscription covers up to 10 family members — no per-seat surprises.
  • Shared categories and savings goals everyone can see and chip in on.
  • A parental allowance system that teaches kids to budget with guardrails.
  • Invite the household with a simple code — no spreadsheet sharing required.
The TetherFree family screen showing the family plan, members, and shortcuts to Overview, Budget, Goals, Activity, Members, and Alerts
Pricing

Start free. Add the family when you're ready.

One subscription covers the whole household. Cancel anytime in your iPhone settings.

Free
$0

Personal budgeting for one.

  • Personal budgeting
  • Bills & recurring tracking
  • Debt tracker (Snowball & Avalanche)
  • Receipt scanning
Download free
Family Plus
$9.99 / month

Up to 10 family members.

  • Everything in Family
  • Up to 10 family members
  • More shared goals & categories
Get Family Plus
Security & privacy

Your money data stays yours.

We connect to your bank through Plaid using bank-issued access tokens — TetherFree never sees or stores your bank login. We don't sell your data and we don't use it for advertising.

Bank-level encryption

Your data is encrypted in transit (TLS) and at rest (AES-256) through Google Cloud.

Plaid keeps your login private

Plaid never gives us your bank password. We only ever use bank-issued access tokens.

Apple's privacy standards

Built to Apple's App Tracking Transparency rules. No advertising trackers, no data sales.

Untether yourself from money stress.

Download TetherFree free on the App Store and start budgeting as a household today.

Download on the App Store